Lawmakers Debate Fee Based Plan To Cut Insurance Costs With Hail Resistant Roof Grants
By Bente Birkeland | The Colorado Sun
Colorado insurance premiums have risen 65% in 5 years. Hail storms are mostly to blame.
Colorado lawmakers want to impose a per-policy fee on home insurance providers to raise $20 million a year for a program that would provide grants to homeowners to protect their properties against hail.
The hope is that the program will protect enough Colorado homes against hail that insurance rates will drop across the state.
A similar effort failed last session.
In the last five years the average premium in the state has gone up 65%, according to the National Association of Insurance Commissioners. That makes Colorado one of the top-10 most expensive states in the country for homeowners insurance.
Climate exp...










![FD863768-0ACF-495E-9D21-2EF784DFFA6B[1]](https://rockymountainvoice.com/wp-content/uploads/2026/06/FD863768-0ACF-495E-9D21-2EF784DFFA6B1-300x300.png)