Mortgage rates kick off 2025 with an increase, nearing 7%

By Breck Dumas  | Fox Business

Mortgage rates are up for a third straight week to the highest since July, further hindering demand in the already-stagnant housing market.

“Inching up to just shy of seven percent, mortgage rates reached their highest point in nearly six months,” said Sam Khater, Freddie Mac’s chief economist. “Compared to this time last year, rates are elevated and the market’s affordability headwinds persist.”

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