By Haley Bull | Scripps News
Enhanced subsidies created during pandemic will end after Congress fails to extend them, with experts predicting 114% average premium increases.
Millions of Americans will face higher healthcare costs starting January 1, 2026, as enhanced Affordable Care Act subsidies expire after Congress failed to extend them.
The subsidies, which were enhanced during the pandemic and later extended, will end after lawmakers could not reach a consensus on an extension or new healthcare policy. Experts predict premium increases for many Americans who purchase insurance through the ACA marketplace.
The Kaiser Family Foundation estimates annual out-of-pocket premium payments for subsidized enrollees will increase by an average of 114%, though the exact amount varies widely depending on individual income, state and other factors.
CMS Administrator Dr. Mehmet Oz defended the expiration in an interview with Scripps News this week.
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