Colorado Supreme Court Limits Reach Of Insurance Consumer Protections
By Michael Karlik | The Denver Gazette
The Colorado Supreme Court ruled on Monday that the legislature’s consumer protections requiring insurance companies to take certain steps before they allege a policyholder failed to cooperate do not apply to any obligation specifically laid out in the policy.
In 2020, the legislature changed state law to limit insurance companies’ ability to assert a failure-to-cooperate defense when they are sued for withholding benefits. Among other things, an insurer must give a policyholder time to address any specifically identified failures to cooperate in the claim investigation.
Plaintiff Anthony Wenzell and the groups supporting him argued the law captures an insurer’s allegation of noncooperation across the board, including ob...










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