Tag: Risk Management

By C. J. Garbo | Guest Commentary, Rocky Mountain Voice If you’re a Colorado homeowner staring down another massive insurance premium hike - welcome to the consequences of single-party rule. For over a decade, Democrats have run this state. For the last four years, they’ve enjoyed unchecked supermajorities. And yet, while your coverage hasn’t improved, your bill has exploded. In just two years, my own homeowners insurance jumped 190%: - 2023–24: $3,029 - 2024–25: $5,230 (+72.66%) - 2025–26: $8,768 (+67.65%) I’ve filed zero claims. My house hasn’t changed. But the policies passed under Democratic control have made everything worse. This is what happens when public policy is written by unskilled, untalented, uninformed people who face no meaningful opposition or accountabil...