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Colorado lawmakers say new insurance fees lower costs: Critics say families pay the bill
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Colorado Accountability Project, Approved, Commentary, State

Colorado lawmakers say new insurance fees lower costs: Critics say families pay the bill

By Cory Gaines | Commentary, Colorado Accountability Project Rising homeowners insurance rates have been a hot topic at the capitol this legislative session. I wrote about a couple bills to do so in late April. That newsletter is linked first below. It wasn’t too long after writing about this laser focus on homeowners insurance affordability by our legislature that I finally had a free minute to comparison shop on mine. The picture heading this post is from one of the quotes I got. While the legislators talk a great game about affordability, right there on the quote are two brand spanking new fees they imposed. Let’s look at what they are. The first is a $5.75 (yearly) fee assessed on my insurance: a Colorado FAIR Plan Recoupment Fee. This program — FAIR standin...
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Garbo: Colorado Democrats set the house on fire, then send you the insurance bill
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Rocky Mountain Voice, Approved, Commentary, State, Top Stories

Garbo: Colorado Democrats set the house on fire, then send you the insurance bill

By C. J. Garbo | Guest Commentary, Rocky Mountain Voice If you’re a Colorado homeowner staring down another massive insurance premium hike - welcome to the consequences of single-party rule. For over a decade, Democrats have run this state. For the last four years, they’ve enjoyed unchecked supermajorities. And yet, while your coverage hasn’t improved, your bill has exploded. In just two years, my own homeowners insurance jumped 190%: - 2023–24: $3,029 - 2024–25: $5,230 (+72.66%) - 2025–26: $8,768 (+67.65%) I’ve filed zero claims. My house hasn’t changed. But the policies passed under Democratic control have made everything worse. This is what happens when public policy is written by unskilled, untalented, uninformed people who face no meaningful opposition or accountabil...
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Colorado insurance division warns of 28% hike—Democrats blame Congress, not policy
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Colorado Politics, Approved, State

Colorado insurance division warns of 28% hike—Democrats blame Congress, not policy

By Marianne Goodland | Colorado Politics Health insurance for the individual market in Colorado could increase by 28% for 2026, according to the Colorado Division of Insurance. And the rate for the Western Slope could be even higher, averaging as much as 38%, the division said on Wednesday. Rate filings will become public on Friday. The division attributed the above-average increases to President Donald Trump’s federal tax bill, recently passed by Congress. "These circumstances are not unique to Colorado, and other states will likely have similar increases," the division said in a statement Wednesday. The driver for those increases is the loss of financial assistance that helps people afford health insurance, and which also puts downward pressure on premium rates. That assis...
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